in Finance (submitted 2010-09-01)
Financial freedom, secret of success from investment, real estate, stock market wealth, profit, investment, internet marketing, millionaire, income, security, opportunities, home-based business, money, cash, fortune!!
It has always been mankind dream and desire to seek Freedom – Freedom of thoughts, Freedom of speech, Freedom of belief, and Freedom of expression! Why then not Financial Freedom!
Wikipedia definition – “Financial freedom describes a well-planned lifestyle where one no longer is required to work for income to cover their expenses”.
Rich Dad, Poor Dad series and other books on personal finance really got me interested and wondered why school and college didn’t teach us how to be financially intelligence. Ultimately, whether all these books have been fictionalized or are real story are debatable. The important point here is that it advocates financial independence through investing, real estate, owning businesses, and other means of money generating and protection tactics.
Most of us are hunger and aspire to achieve financial freedom. When one’s work in an organization without decision making capability. Management will dictate your financial well being. You will bear the consequence of management failure, within or beyond their control. It could be external macro factors such as – market environment, competition, government policies, act of god…… intentionally or unintentionally. You will bear the fruits of management mistake – retrenchment, down sizing, pay cut, and stagnant pay.
What happen next…..? You start to look for another job. Maybe this time round, your lady luck is shining, you manage to secure…wrong words to use, get a job working in a big blue chip company, maybe better, work as a civil servant with an iron rice bowl. In your minds, you must be saying – I have finally made it in life….. !! Do some souls searching – do you really make it? Your income from salary may or may not to be able to support your daily living expense. Or may be you are one of the million out there still struggling to pay mortgage loan, car loan, credit card, utility and telephone bill…bills that without ending…….!
Maybe you are very fortunate, able to find a job that the pay check exceeds your current living expense. Maybe you are one of the fortunate few that earn good income working in the top echelon of an organization. But ask yourself this question – Are you happy? Are you out of the everyday rat race? Are you out of the merciless office politics? Are you out of getting stuck in the daily morning traffic jams that never seem to subside?
It could be true that you like your job. Excellent….! But are you growing your money? Are you using the power of compounding to accumulate wealth so that when there is a day that you finally decided to quit your job, you have a mountain of wealth supporting you? It is only when you have reached that financial stage that you can proudly say, “I do what I love to do because I want to!!”
Financial freedom does not simply mean free of debt, debt is another expenses. As long as one passive investment income is able to cover all expenses, one is consider as financial free. This large enough “nest egg” passive investment should also be easily be liquidated if there a need. In simplified term, financial freedom is where one does not need to work for money, but let money works for you!!
“How do you achieve it?” It could be achieved by finding, learning and putting time, effort and money into building something (passive investment) that creates income profitably and consistently, long after you have ‘completed the building’. There are many ways to build such money-making machine. It could be investment or trading of stock, forex, future, commodity or whatsoever financial instrument that can generate money. Internet marketing, MLM, business ventures and real estate ownership for rental/capital income are other forms of money-making vehicle.
The biggest obstacle to financial freedom is not everyone has the necessary skills, experience, know-how and money to build it. The key to wealth is to find something that suits one’s ability and build it. The “money generating machine” may be more than one, it could be multiple machines. How big or how many machines you intend to build will greatly depend on one’s desire, capital and risk tolerance level. Everyone is different. The important point is you must be the one in control of those decisions that affect your life!
Your chosen path to financial freedom will also greatly depend on your interest and the amount of money you have
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0 Comments | Birmingham Post (England), The, March 31, 2004
Euro-MPs will only reinforce their reputation as interfering busybodies by forcing car insurance companies to stop offering discounts to women drivers.
The problem, apparently, is that by awarding cheaper policies to women the companies are discriminating against men. Anyone with an ounce of common sense would accept that the insurance world is simply applying good business sense.
Women have fewer road accidents, therefore they are less of risk, so it is right that they should pay lower premiums.
The natural extension of such crazy logic is that speed-crazy young drivers should not be charged an excess on their policies because to do so would amount to discrimination. It is political correctness gone mad.
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It would be great to have an exact budget for your home remodeling project, but you can never really determine an exact cost for your home remodeling project. The cost will depend on a lot of factors.
First, you have to think how simple or complex your home remodeling project will be. Are you just considering wallpapering or repainting your exterior? Perhaps you are thinking of replacing some of your bathroom and kitchen fixtures, or you want structural changes and elaborate reworking of current electrical and plumbing circuits.
The simplicity or complexity of the work to be done will determine the cost. If your project is complex, you will have to consider a building permit, hiring an electrician and plumber and purchasing more material. This will certainly cost you more than just repainting or adding some accessories.
The cost of home remodeling will not be as expensive as you think, if you have done some pre-planning beforehand. Remember that the cost of your home remodeling will greatly depend on how you plan and organize the things that you want done.
Home Remodeling provides detailed information on Home Remodeling, Home Remodeling Ideas, Mobile Home Remodeling, Cost of Home Remodeling and more.
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Salt sensitivity is not sensitivity to salt in general. It is sensitivity to a drastic change of salt intake. If a person is taking 5 grams of sodium consistently, then suddenly goes on a low sodium diet, problems can occur with a radical shift in blood pressure. Similarly, someone on a ?low sodium? diet who suddenly increases sodium intake may experience similar problems. This is why many people who eat healthy throughout the week and then treat themselves to a ?splurge? meal sometimes feel nauseous and can even experience elevated heart rate and blood pressure: it is the body?s reaction to the sudden increase in salt intake.
The sodium/potassium pump affects fluid balance. The body monitors the amount of salt and potassium in the bloodstream, as the body has no mechanism for storing electrolytes. Sodium and potassium are typically filtered in the kidney. When a shortage of either exists, the body secretes hormones that drastically reduce excretion of electrolytes and fluids. This is why cutting out sodium too soon before a body building competition can actually cause the competitor to retain water – the body is reacting to the lowered intake by preserving fluids and electrolytes.
To summarize, the skinny on salt is as follows:
Be more concerned with the ratio of salt to potassium than the actual amount of salt in the diet
Do not try to eliminate salt – it is essential and required by the body – instead, try to reduce excessive intake by focusing on whole, unprocessed foods and minimizing the amount of salt that you add to meals
Increase potassium intake by including 4 – 5 servings of fruit and/or vegetables in your daily menu
Focus on restoring electrolytes post-workout, preferably with a higher potassium-to-sodium ratio.
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You will find these sleek and modern pieces can even add a lot of style to your home.
The last major aspect to consider when buying a stove is the size. As with designs, there are a number of different choices to choose from. One thing you will want to be sure of is that you find a stove that will allow ample space around it for walking. The heat that a stove can generate isn?t something that you want to constantly be avoiding. If you have children, you might also want to purchase a guard to go around the stove.
No matter what you?re looking for in a stove, these days there?s surely something out on the market that meets your needs perfectly ? large or small, old-fashioned or modern, you will be happy to cozy up to your stove on a cold winter night, possibly just like your ancestors did even centuries ago.
This article on wood stoves and fireplaces was brought to you by FireplaceBasics.com.
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Unfortunately, the rebels had the same idea. Captured American soldiers would tell horrid tales of torture and humiliation in the hands of their interrogators who psychologically broke them down bit by bit.
As weapons have been technologically developed, using laser targeting, satellite guidance and unmanned surveillance systems, military psychology also developed their methods and strategies. Each country made their armed forces stronger, including the United States Army.
The United States is in one of its biggest wars right now, the ?War on Terrorism, and ne of the defenses used by the American armed forces and security is military psychology. Advances in different forms have been developed and utilized to catch and prevent terrorism from happen again.
The September 11 attack alone can be considered as a psychological strategy done by terrorists instilling fear and panic in the hearts of American people. These are propagandas used to weaken and divide the Americans and on a psychological plane, it has somewhat made its point. Not only did it kill thousands of Americans it has also made them think about their vulnerability.
US securities have done their own homework.
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I stopped after about 20-feet and looked back. Apparently I had strayed too close to a mother grouse and her nest. She was trying to lead me away from her nest by faking a broken wing. I laughed and left that area of the woods..
Grouse season in Minnesota starts in September and we usually end up with enough for a few meals. Grouse is much like chicken only with a better flavor all its own. I prefer it to turkey at Thanksgiving. There are many ways to cook grouse. Some people fry it while others roast it. My preferred way is to cook it with wine.
First the grouse is de-boned. The breast pieces are dredged in flour seasoned with salt and pepper. I brown them well in a cast iron dutch oven or frying pan, any heavy pot will do. After browning I remove them from the pot. I chop onion very fine along with celery an add them to the drippings left in the pot where the grouse was browned. When they have cooked for a few minutes I pour wine into the pot and scrape the bottom to loosen any crispy bits.
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How can you avoid this situation? I have put together the following to help you think about what washing machine might suit you best. Most people have a fixed idea about how much they want to spend so the next important decision is about what other options you want.
How many washes a week do you and your family do?
A simple enough question, but it will make a big difference to all sorts of questions that might follow. For example, if you do a lot of washing you might want to think about what washing machine is going to be more reliable rather than be an ‘all singing, all dancing’ machine. Or, if you only do a couple of washes in a week or you live somewhere with no place to dry laundry, you might want to think about a combined washer and drier. More expensive machines seem to have more program options, but are you going to use them?
Are you worried about any impact on the environment?
There are washing machines on the market that offer short cycles or ‘quick wash’ (to save on energy.) Some offer half washes with only half the water normally used, all of which have less impact on the environment.
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Girls’ Life, April-May, 2009 by Kate Callahan
1 Turn heads at the spring dance in a one-of-a-kind vintage dress. Hello, cheap, chic and green!
2 Save your gum wrapper. When you’re done, stick the piece back in the wrapper–not a new sheet of paper–and toss it in the wastebasket. Do not spit it out into the grass or the side of the road
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Over 500,000 ?Snurfers? were sold in 1966 but they were never seen as more than a child’s plaything even though organized competitions began to take place. The year 1969 brought a slightly more sophisticated snowboard based on the principles of skiing combined with surfboard styling.
The ?Flying Yellow Banana? was developed in 1977. This was nothing more than a plastic shell covered with a top surface like that of a skateboard, but at the time it was considered a major advance in the little known sport of snowboarding. The first national snowboard race was held in the area outside Woodstock and was known as ?The Suicide Six.? The race consisted of a steep downhill run called The Face in which the main goal was probably mere survival.
Snowboarding continued to increase in popularity over the next several years. In 1985 the first magazine dedicated specifically to snowboarding hit the news stands with huge success and furthered the popularity of this exciting sport. Hoards of fans began to organize regional events and pretty soon snowboarding events were held in all parts of the world.
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